Privacy Policy
Last updated November 7, 2025
This Privacy Policy explains how Penny Jar Capital, LLC and its corporate affiliates (referred to collectively in this Privacy Policy as “PJC” “we,” “us,” “our,” and similar pronouns) handles personal information that we collect through our online properties or services that link to this Privacy Policy (including www.pennyjar.com) (the “Website”), as well as our marketing and social media activities, our communications with you, and through other activities described in this Privacy Policy.
Please note that we and our third-party chatbot provider may monitor and record your communications and interactions with us and the Website (such as your chats with our chatbot, Penny) for the purposes described in this Privacy Policy.
If you have any questions or concerns about our use of your personal information, please contact us.
Index
You can click on the links to jump to specific sections, but we recommend that you read this Privacy Policy in its entirety.
- Personal Information We Collect
- How We Use Your Personal Information
- How We Share Your Personal Information
- Your Choices
- Other Sites and Services
- Security Practices
- International Data Transfers
- Children
- Changes to This Privacy Policy
- Contact Us
Personal Information We Collect
The personal information we collect from you, either directly or indirectly, will depend on how you interact with us and our Website. We collect personal information about you from the following different sources:
Information you provide to us. Personal information you provide to us through the Website or otherwise include:
- Contact data, such as your first and last name, email address, company, and phone number.
- Feedback or correspondence, such as information you provide if you contact us with questions or feedback, communicate with our chatbot, or otherwise correspond with us. When you communicate with our chatbot, Penny, the chat is monitored and recorded by our third party chatbot provider, Concierge AI Technologies, Inc.
- Professional advisors. We may disclose your personal information to professional advisors, such as lawyers, bankers, auditors, and insurers, where necessary in the course of the professional services that they render to us.
- Authorities and others. We may share your personal information with law enforcement, government authorities, and private parties, as we believe necessary or appropriate for the compliance and protection purposes described above.
- Business transfers. Parties (and their advisors) to business transaction (or negotiations of or due diligence for potential business transaction) involving a corporate divestiture, merger, consolidation, acquisition, reorganization, sale or other disposition of all or any portion of the business or assets of, or equity interests in, us or our affiliates (including, in the event of bankruptcy, dissolution, or similar).
- Other parties with your consent or at your direction. We may share your personal information for other purposes disclosed to you at the time we collect the personal information or pursuant to your consent or direction.
Your Choices
In this section, we describe the rights and choices available to all users.
- Opt out of marketing communications. You may opt out of marketing-related emails by following the opt-out or unsubscribe instructions at the bottom of the email, or by contacting us at legal@pennyjar.com. If you choose to opt-out of marketing emails, you may continue to receive marketing emails until your opt-out is processed, and you may continue to receive service-related and other non-marketing emails.
- Cookies. Most browsers let you remove and/or stop accepting cookies from the websites you visit. To do this, follow the instructions in your browser settings. Many browsers accept cookies by default until you change your settings. Please note that if you set your browser to disable cookies, certain features of the Website may not work properly. For more information about cookies, including how to see what cookies have been set on your browser and how to manage and delete them, visit www.allaboutcookies.org.
We use Google Analytics to help us understand user activity on the Website. You can learn more about Google Analytics, one of the analytics services we use, and how to opt-out of being tracked by Google Analytics, here: https://tools.google.com/dlpage/gaoptout. - Do Not Track. Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to “Do Not Track” signals. To find out more about “Do Not Track,” please visit http://www.allaboutdnt.com.
- Choosing not to share your personal information. Where we are required by law to collect your personal information, or where we need your personal information in order to provide the Website to you, if you do not provide this information when requested (or you later ask to delete it), we may not be able to provide you with our services.
Other Sites and Services
The Website may contain links to other websites, mobile applications, and other online services operated by third parties. In addition, our content may be integrated on web pages or other online services that are not associated with us. These links and integrations are not an endorsement of, or representation that we are affiliated with, any third party. We do not control third-party websites, mobile applications or online services operated by third parties, and we are not responsible for their actions. We encourage you to read the privacy policies of the other websites and online services you use.
Security Practices
We employ organizational, technical, and physical safeguards designed to protect the personal information we collect. However, security risk is inherent in all internet and information technologies, and we cannot guarantee the security of your personal information.
International Data Transfers
We are headquartered in the United States, and we and our service providers may process your personal information from the United States or other countries. These countries may have data protection laws that are not as protective as those where you live.
Children
The Website is not intended for use by children under 18 years of age. If you are a parent or guardian of a child from whom you believe we have collected personal information in a manner prohibited by law, please contact us. If we learn that we have collected personal information through the Website of a child without the consent of the child’s parent or guardian as required by law, we will comply with applicable legal requirements to delete it.
Changes to this Privacy Policy
We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on the Website or other appropriate means. Any modifications to this Privacy Policy will be effective upon our posting the modified version (or as otherwise indicated at the time of posting). In all cases, your use of the Website after the effective date of any modified Privacy Policy indicates your acknowledgment that the modified Privacy Policy applies to your use of the Service and interaction with our business.
How to Contact Us
Please direct any questions or comments about this Privacy Policy or our privacy practices by emailing us at: legal@pennyjar.com.